Online Encrypted Card Transactions

The New Way to Pay Online with your encrypted cards on your Android and iPhone that merchants do not see and who save an average 52% as compared to type in cards and offer discounts to be paid online by encrypted cards.

Our Checkout CT is currently under development at Apple TestFlight. Search for Checkout CT on TestFlight

Open CTCheckoutApp at the Google Play Store


You can buy two Market Segments today for $600 and receive an ongoing 10% of our online encrypted card transactions revenues in those market segments from May 1, 2024 to May 1, 2025.

Market Segments already sold:

  • Animal Care
  • Cannabis
  • Car Insurance
  • Coffee Shops
  • Fast Food Drive Thrus
  • Floral
  • Gas Stations
  • Golf
  • Grocery Stores
  • Hair Salons
  • Jewelry Stores
  • Mobile Phones
  • Nutraceuticals
  • Online Casinos
  • Online Horse Racing
  • Online Lottery
  • Online Medical Care
  • Online Poker
  • Online Sports
  • Pharmacy
  • Pizza Shops
  • Restaurants
  • Sporting Goods
  • Theaters
  • Travel Agencies
  • Web Hosting/Domain Name
  • Weight Loss

There are still many market segments that are available to be paid online by encrypted cards which saves an average of 52% and they can’t lose a No Knowledge dispute.

You can also resell your market segments to a third party.  What do you think would be the value of your $600 market segments in October 2024?

All Business to Business online merchants market segments can be paid by online encrypted cards.  All consumer online merchants market segments can be paid by online encrypted cards.

May 1, 2024 to May 1,2025 First Merchant monthly 10% ongoing Market Segment revenue participation agreement

Sample Agreement

This agreement states that Charles Jones, has purchased the Mobile Phone Market Segment who is paid by CT Card Reader (the ID Tech VIVOpay ) generated encrypted cards on iPhones and Android phones for $300 in return to receive an ongoing monthly payment from CT Checkout of 10% of what CT Checkout receives from the processing of Mobile Phone encrypted card transactions from an iPhone and Android phone.

Charles shall be paid 10% monthly of CT Checkout’s revenues from the processing of online encrypted card transactions in his designated Mobile Phone Market Segment from May 1, 2024 to May 1, 2025.

Charles can also sell his Mobile Phone Market Segment to a third party.  CT Checkout will receive 10% of such sale and be a signatory to the Mobile Phone Market Segment sale.

Encrypted cards are generated by one time using a CT Reader to place an encrypted card on an iPhone and Android phone CT app.  Encrypted card online transactions save the merchant an average of 52% as compared to a type in card transaction and the merchant cannot lose a No Knowledge dispute as the transaction was made by a CT Reader generated encrypted card on an Android and iPhone which is a fundamental shift for online transactions whether B2B or B2C.

This agreement is effective with the receipt of $300.

Consumers: Peace of Mind When You Buy Online

ct reader

With our CT Reader, you only need to encrypt your cards one time on your iPhone or Android app. You do not need the CT Reader again, and you can use your encrypted cards repeatedly with web merchants who do not see your encrypted cards. This eliminates risk of identity and card data theft. 

Our marketing strategy is to place the CT Readers at First Market Segment Merchant stores who also sell online.  First Market Segment merchants will receive an ongoing monthly 10% of the revenues that we generate from the First Market Segment merchant competitors being paid by online encrypted cards from May 1, 2024 to May 1, 2025.

Merchants: eCommerce Benefits

stop credit card fraud

eCommerce Fraud has been a Growing Problem

Studies suggest that eCommerce payment fraud exceeded $48 billion in 2023, which is up from $41 billion in fraud losses in 2022.

The Problem:

Security Threats

  • Risk of data breaches and unauthorized access to sensitive customer information.
  • Potential exposure to fraudulent activities and transactions.

Chargebacks and Disputes

  • High incidence of chargebacks and customer disputes, impacting merchant credibility.
  • Complex and time-consuming dispute resolution processes.

High Transaction Costs

  • The burden of high transaction fees and processing costs, impacting profit margins.
  • Currency conversion fees for merchants involved in international transactions.

Our Solution:

vivopay 3300

Security Technology

  • Online ViVOpay Card Reader Encrypted Card Technology
  • WordPress / WooCommerce Checkout Plugin

Save Money

  • Save an average of 52% on transactions by using our encrypted card service when compared to a traditional type-in card payment.
  • Never lose a “No Knowledge” dispute.

Customer Trust and Loyalty

  • Building and maintaining customer trust in online transactions.
  • Fostering customer loyalty in a competitive market.

Easy Sign Up Process:

  1. Sign up as an online encrypted card Merchant.
  2. We’ll send you more details.
  3. You install and activate our Plugin in your WordPress admin section.
  4. Once the Plugin is activated, you’ll be able to see the encrypted card option in your store’s checkout cart. This will not affect your normal checkout options – our Plugin simply ads an encrypted card payment option.

Merchant Signup: