eCommerce Fraud has been a Growing Problem

Studies suggest that eCommerce payment fraud will exceed $48 billion in 2023, which is up from $41 billion in fraud losses in 2022.

The Problem:

Security Threats

  • Risk of data breaches and unauthorized access to sensitive customer information.
  • Potential exposure to fraudulent activities and transactions.

Chargebacks and Disputes

  • High incidence of chargebacks and customer disputes, impacting merchant credibility.
  • Complex and time-consuming dispute resolution processes.

High Transaction Costs

  • The burden of high transaction fees and processing costs, impacting profit margins.
  • Currency conversion fees for merchants involved in international transactions.

Our Solution:

vivopay 3300

Security Technology

  • Online ViVOpay Card Reader Encrypted Card Technology
  • WordPress / WooCommerce Checkout Plugin

Save Money

  • Save an average of 52% on transactions by using our encrypted card service when compared to a traditional type-in card payment.
  • Never lose a “No Knowledge” dispute.

Customer Trust and Loyalty

  • Building and maintaining customer trust in online transactions.
  • Fostering customer loyalty in a competitive market.

Easy Sign Up Process:

  1. Sign up as a Merchant.
  2. If you are approved, we’ll send you more details.
  3. You install and activate our Plugin in your WordPress admin section.
  4. Once the Plugin is activated, you’ll be able to see the CT Checkout option in your store’s checkout cart. This will not affect your normal checkout options – our Plugin simply adds new option.

Work From Home Opportunity: Passive Income

Earn 10% ongoing monthly payments as a First Merchant!

Be the First Merchant in your market segment and receive an ongoing 10% monthly of what we make from your market segment competitors when they are paid online by encrypted cards.


Assume in 2024 we received $1,000,000 in payments from the processing of online encrypted card payments of which you received $100,000 over 2024. Then assume in 2025, we received $10,000,000 in payments from the processing of online encrypted card payments in your market segment of which you received $1,000,000 over 2025.

Investors who are not a merchant can also purchase a market segment for future monthly income in 2024 and 2025.

Only the First Merchant in each market segment will have access to this special opportunity.